Question 1

How do I apply for a payday loan?

Accepted Answer

To apply, all you need to do is fill out our simple application at OnlinePaydayLoanNow.com. Our online simplified application consists of your basic information of personal, employment and bank. Our simplified application process allows you to fill out and sign your loan documents on your computer without the need to fax unnecessary documentation. The subsequent loans following the first payday loans are simple and easy since you already filed your application with us.

Question 2

If approved, when will I get my funds?

Accepted Answer

You will receive a decision immediately following the completion of your application. For verification purposes, we may need to contact you by telephone before your loan is approved. Applications received on a weekend or holiday may be verified the next business day due to bank closures.

Monday through Friday: If your application is approved by and before 9:30 a.m. PST, you will generally receive your funds by the end of that day. If your application is approved after 9:30 a.m. PST, you will generally receive your funds by the next business day.

Friday 9:30 a.m. PST to Monday 9:30 a.m. PST: If your application is approved between 9:30 a.m. PST Friday and 9:30 a.m. PST Monday, you will receive your funds on Monday, unless it is a bank holiday.

Question 3

When is the due date for the loan?

Accepted Answer

Your payday loan will be due on your next payday (loan duration is state-specific). You will be informed of the due date if your loan is approved.

Question 4

How can I pay back?

Accepted Answer

The amount you owe will be debited from your bank account on the day your loan is due.

Question 5

Can I refinance or re-loan my payday loan?

Accepted Answer

In most of cases, you are qualified to obtain another payday loan (re-loan) once you make the previous payday loan in full. The loan process is much quicker and simpler since we have all of your account information in our file. To refinance, you simply return to our website and log in as a returning customer.

Question 6

What if I change my mind and decide to cancel my loan

Accepted Answer

Loans at OnlinePaydaynow.com comes with a 72-hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.