Rates & Terms
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Loan Amount

Up to $255

Loan Terms

8-31 days


$17.65 per $100

Installment Loans

6 month Payment Plan

No early payoff penalty

Loans up to $2,500

Payday Loans

Payoff on your next payday

Reloan available after payoff

Loans up to $1,500

BCY Financial, Inc. will not be the lender for loans received at this site. BCY Financial, Inc. is a Credit Access Business. We will attempt to arrange a loan between you and an unaffiliated third-party lender and service that loan once it is issued. Any questions, service issues or complaints about your loan will be addressed by BCY Financial, Inc. and not the lender.

Term Definition

Amount Financed/Loan Amount
This is the loan amount we approved and you agreed to finance.

Loan fees/Finance Charges
The loan fee is the fee we charge you for borrowing funds and is specific to your state of residence.

Due date
The date on which you must repay your loan. You may repay early with no penalty.

Loan Terms
Duration of loan which determined by your paycheck cycle. This loan term determines your due date based on your next paycheck schedule.

Due Amount
Amount due is Amount Financed plus Loan Fee. This is the amount you pay on your due date.

APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate

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