Payday Loan – Single Payment Plan

Loan Amount

$100.00 up to $1,500.00

Loan Terms

8 to 35 days


$25 per $100 borrowed, plus 10% interest on loan principal

Actual loan terms may vary based on applicant’s qualifications. Your loan will be due on your next payday that falls between 8 to 35 days away. If your pay dates fall outside of this range, your loan will be due in 14 days.

Fee Schedule and Annual Percentage Rate

Your loan fees will be a flat, non-refundable fee of $25 per $100 borrowed, plus 10% interest on loan principal. This translates to different annual percentage rates depending on your loan term.

If your payment is 10 or more days late, you will be charged a late fee of 5% of the outstanding balance or $7.50, whichever is greater.

You will be charged a non-sufficient funds fee (NSF) of $30 one time per loan if you do not have enough funds in your account at the time your loan payment is due.

Consumer Disclosure Forms

These following links lead to cost disclosures, required by the state of Texas for all residents applying for a single-payment CAB payday loan, which outline the total costs associated with some common examples of these types of loans.

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